Manage your money with ease using XEPPT — our finance service that lets you send and receive payments, pay bills, request funds, and access global spending through our prepaid card. Enjoy advanced security, cashback rewards, and a loyalty program
The first 1,000 verified users get $30 each + enter a $1,000 giveaway
Send, request, and receive money
Send and request money from your XEPPT or Interac contacts, withdraw funds to linked bank accounts, and load your balance from linked bank accounts or cards — all in one place.
Order your XEPPT prepaid card
Order your reloadable XEPPT card and use it anywhere Visa is accepted—online or in-store. Load it through XEPPT, and enjoy secure access to your money worldwide.
Keep your money safe
Protect your funds with advanced encryption, enable two-factor authentication, and receive real-time alerts for every transaction. Get 24/7 support whenever you need it.
Manage your money on the go
Make seamless transactions, manage your XEPPT cards, receive real-time notifications, and much more with our mobile app — stay in full control of your finances anytime, anywhere.
Simplify your business transfers
Open a business wallet to manage funds, pay bills, and schedule transfers — without the delays and high fees of traditional banks. Focus on growing your business.
Turn your spending into rewards
Earn points on transactions through your wallet or XEPPT cards with our Momentum loyalty program. Upgrade your profile level to unlock lower fees.
Earn cashback with our browser extension
Install the XEPPT Wallet browser extension to earn cashback on purchases at hundreds of partner sites, credited directly to your XEPPT account.
Stay connected to your money on the go. Use the XEPPT app to monitor your balance, track spending, manage your Visa cards, and receive real-time updates — all in one fast, secure, and easy-to-use app.
A secure and safe way to pay
Stay protected with 3D Secure and advanced features like instant card freezing and real-time notifications about every transaction. XEPPT gives you full control and peace of mind with every payment.
Easy to order and use
Order your first XEPPT card for free in under a minute, activate it online in a few clicks, load your card balance with no fees, and use it whenever you need.
Accepted all over the world
Pay securely online and in-store, anywhere in the world. Perfect for travel, subscriptions, ads, and everyday business spending.
Send money via XEPPT for free
Send money instantly — to XEPPT users or external recipients for their future wallet — with zero fees.
Low fees that work in your favor
XEPPT keeps transaction costs minimal, so you keep more of your money. No inflated charges — just fair, competitive pricing on everything you do.
Transparent pricing. No hidden fees
Clarity comes first: no monthly charges, no confusion. You only pay for what you use — with every fee clearly shown before you confirm a transaction. Fair and transparent, just as it should be.
Momentum: loyalty that lowers your costs
With our Momentum loyalty program, every transaction earns you points — and as you accumulate points, your profile level rises, unlocking lower fees. Simple as that.
24/7 support team
Our team is available around the clock to assist with security issues and keep your account safe.
Two-factor authentication
Adds an extra layer of protection to keep your account secure, even if your password is compromised.
Account suspension protocols
Suspicious activity? We act fast to lock down your account and protect your assets.
End-to-end encryption
Your data is encrypted at every stage, ensuring only you and your intended recipient can access it.
Real-time monitoring
Continuous monitoring to detect and stop threats before they impact you.
XEPPT protects your data and transactions with industry-leading security features—so you can manage your finances with confidence
How can I send, receive, and request money using XEPPT?
Send money via XEPPT
Receive money via XEPPT
Request money via XEPPT
How does the XEPPT prepaid card work?
The XEPPT prepaid card is a reloadable Visa card linked to your XEPPT wallet. Load it with funds from your wallet balance, then use it anywhere Visa is accepted worldwide. You can freeze/unfreeze it instantly, set spending limits, and receive real-time notifications for every transaction. Perfect for secure online shopping, travel, or everyday spending.
Can I schedule payments or transfers in advance?
Yes, you can schedule one-time or recurring transfers to your bank accounts, send scheduled payments to XEPPT contacts, and set up automatic top-ups for your prepaid card. All scheduled transactions can be managed and cancelled from your account dashboard.
How do I pay bills with XEPPT?
Pay bills directly from your XEPPT wallet by adding your payees (utility companies, credit cards, loans, etc.) and sending payments instantly. You can also set up recurring bill payments and receive reminders before due dates. Plus, use your XEPPT prepaid card for any bill payments that accept Visa.
What happens if suspicious activity is detected on my account?
We monitor your account 24/7 for unusual activity. If something suspicious is detected, we'll immediately notify you via push notification, email, and SMS, and may temporarily freeze affected transactions while we investigate. You can also report suspicious activity directly through the app or by contacting our support team.
How is my personal and financial data protected?
Your data is protected with bank-level encryption, multi-factor authentication, and secure cloud storage. We comply with PCI DSS standards and never store your full card or banking details on our servers. Plus, you control your privacy settings and can enable biometric authentication for added security.
Smart tools to send, receive, and manage your money — all in one secure, flexible platform.
Join the waitlist today.
The first 1,000 verified users will recieve a $30 bonus and participate in your $1,000 giveaway
You're now on the waitlist. We'll let you know as soon as XEPPT is ready for you.
