Web app
Send, receive and request money
Split expenses, pay someone back or move money between your wallet and your bank. XEPPT brings wallet transfers, payment requests and supported Interac e-Transfer® payments together.
DIGITAL WALLET & PAYMENTS IN CANADA
Web appMobile appPhysical prepaid card
XEPPT.Your Money.Your Way.
Manage your money with ease using XEPPT — our finance service that lets you send and receive payments, request funds, and access global spending through our prepaid card. Enjoy advanced security, cashback rewards, and a loyalty program
Join the waitlist
The first 1,000 verified users get $30 each + enter a $1,000 giveaway
Everyday payments, in one place.
Send and request money, manage your prepaid card, earn cashback and explore payment tools for your business.
From wallet to everyday spending
Move money from your XEPPT Wallet to your prepaid card for everyday purchases. Manage your card and review spending through XEPPT.
Stay in control of your account
Use account protection tools and review your payment activity. Authentication and transaction alerts help you stay aware of what happens with your money.
Manage money on the move
Check your balance before a purchase, review a payment while you're out, or manage your card from your phone.
A digital wallet for your business
Receive customer payments, send funds and keep transaction details together. Give customers another way to pay with their XEPPT Wallet.
Make everyday activity count
Earn points through eligible transfers, funding, card activity and referrals. Track your points and membership level in XEPPT.
Online cashback. Your choice of card.
Activate an eligible offer with the XEPPT browser extension, then shop with your preferred payment card. Move available cashback to your XEPPT Wallet.
Digital gifts, delivered by email or text
Give a gift from a participating business, without a physical card. Receive it by email or text, activate where required and show the QR code in store.
Regulated iGaming payments & payouts
Connect player payments and approved payouts with participating licensed Canadian operators. XEPPT adds another payment option to the customer experience.
Your XEPPT Wallet, wherever you are.
Check your balance before you spend, review a payment or manage your prepaid card. Your everyday money tasks are together in XEPPT.
A clear view of your money
See your wallet balance and payment history together, so you can keep track of what comes in and goes out.
Send and request on the go
Pay someone back, request a payment or transfer funds between your wallet and your bank.
Stay informed and in control
Manage account access and card settings, and use notifications to keep up with your payment activity.
Get your Canadian reloadable XEPPT card — no credit check or bank account required.
Card controls at your fingertips
Check your card balance before you buy and review your payments in XEPPT. Manage your card alongside your wallet, with transaction notifications to keep you informed. Open a payment to review the details.
Load your card from your wallet
Move money from your XEPPT Wallet to your prepaid card when you’re ready to spend. Review the transfer details before you confirm, then keep track of your wallet and card balances in XEPPT.
Ready for everyday spending
Use your XEPPT prepaid card for online and in-store purchases, and review your spending through XEPPT.
Earn it. Keep it. Spend it. Send it. Gift it.
Earn cashback at participating online stores with the XEPPT browser extension. Activate an eligible offer and pay with your preferred card—you do not need to use an XEPPT prepaid card.
Move available cashback to your XEPPT Wallet. Keep it, transfer it to your bank or prepaid card, send it to someone, pay a participating merchant or give a digital gift. Once you move available cashback to your wallet, it becomes money you can manage—not just a discount on a future order.
Make everyday activity count
Earn points for eligible XEPPT activity and see how you are progressing through Momentum membership levels. Your account keeps your points and current level in view.
Payment tools for people and businesses.
From everyday purchases to customer gifts and Regulated iGaming payments, explore how XEPPT can fit the way you do business.
A wallet for your business
Accept Pay with XEPPT, request payments and manage business funds. Keep a clear record of customer payments and transfers.
Give a gift from your business
Create a single gift card or a bulk campaign. Deliver by email or text, then validate the card's QR code for in-store redemption.
Regulated iGaming
Give players another way to pay and receive approved payouts. Explore separate payment and payout journeys for licensed Canadian Regulated iGaming operators.
Protect your sign-in
Use supported authentication options to help protect access to your XEPPT account.
Review your activity
Keep a record of payments and transfers, and check the details whenever you need them.
Manage your card
Use available card-management controls through XEPPT and keep spending activity in view.
Know when something changes
Transaction notifications help you stay aware of account activity and identify anything that needs your attention.
Get help when you need it
Contact the XEPPT support team if you have a question about your account or notice something unexpected.
Stay informed. Keep control.
Know what is happening with your money. Review payment activity, manage account access and use notifications to spot changes that need attention.
Frequently asked questions
Keep everyday money activities together: send and request funds, manage your wallet and prepaid card, explore online cashback and receive digital gifts. Businesses can also use XEPPT for supported customer payments and digital gift cards.
Transfer funds from your XEPPT Wallet to your prepaid card for supported purchases. You can manage the card through XEPPT while keeping track of your wallet activity.
Yes. Activate an eligible offer through the XEPPT browser extension and pay with your preferred payment card at a participating online store. Track the offer’s status, then move available cashback to your XEPPT Wallet.
A business sends the gift card by email or text. Follow any activation instructions, then show the card’s QR code to redeem it in store at a participating merchant. You can check the remaining balance without downloading another app.
Join the waitlist using the form on this page. Multi-currency is on the roadmap and is not available today; joining the waitlist does not open an account or confirm access to a service.
