Turn everyday spending into exclusive rewards with XEPPT Momentum

The Momentum loyalty program rewards users for making transactions with XEPPT services and cards. As you earn points, you can progress from the default Silver level to higher profile levels—Gold and Platinum—each offering lower transaction fees.

The program operates on a 30-day period, during which points are accumulated, profile levels are reviewed, and rewards applied. Once your level is set, it remains fixed for the entire period. In the next period, your level will be determined by the points earned in the previous one.

You can always track your progress on your dashboard, where you’ll see how close you are to leveling up or maintaining your current status.

To join, simply create a XEPPT wallet account and start earning points by using XEPPT services or by ordering and using your XEPPT card. You’ll automatically earn points with every transaction, helping you advance through the loyalty levels and unlock exclusive benefits.

You earn points whenever you make transactions through XEPPT or with your XEPPT cards. Every eligible transaction adds points to your account, helping you progress through the loyalty levels and unlock rewards. You can see the full list of transaction types and how many points each one earns on the My points page in your XEPPT account.

The Momentum loyalty program has three profile levels: Silver (default), Gold, and Platinum. Your profile level determines the transaction fees you pay—higher levels come with lower fees as a reward for your activity.

Your profile level is based on the number of points you earn during a 30-day period. At the end of each period, your level is reviewed and updated based on your total points. Your point balance then resets, and a new period begins.

If you earn enough points to reach a higher level before the 30 days are up, your profile is upgraded immediately, and a new 30-day period starts from that moment.

The Momentum loyalty program offers progressively lower transaction fees as you move up through the profile levels:

• Silver: Default level with standard transaction fees.
• Gold: Reduced transaction fees compared to Silver.
• Platinum: The lowest transaction fees.

For detailed information about the specific fees for each transaction type at each profile level, please visit the My points page in your XEPPT account.

You have a 30-day period to accumulate points needed for upgrading your profile. If you reach the required points before the period ends, your profile level is upgraded immediately, and a new 30-day period begins.

Once you level up, you keep the benefits for the full 30-day period—even if your points drop. At the end of each period, your level is reviewed based on points earned, and your points reset. If you qualify for a higher level early, you’re upgraded immediately and the period restarts. Your level can drop if points decrease, but never by more than one level at a time, protecting you from sudden drops.