Meet the Wallet That Comes With a Visa Card

The XEPPT Card is your key to global spending, built right into your wallet.

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Person holding a smartphone and viewing transaction history in XEPPT’s customer portal app.

Power to Spend

Sleek black XEPPT Visa card with gold chip and contactless symbol, designed for modern, flexible everyday use.

Whether you’re shopping online, traveling abroad, or paying bills at home, the XEPPT reloadable Visa card gives you the power to spend anywhere Visa is accepted. It’s seamlessly integrated with your XEPPT Wallet, so your money is always just a tap away.

Built for the Way You Spend

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Use anywhere Visa is accepted—online, in-store, or abroad

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No credit check required to apply

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Load funds via Interac e-Transfer®, Visa, or Debit

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Real-time balance updates through the Wallet app

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Track spending and manage limits with the dashboard

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Get a secure physical card designed for global spending

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Protected by 2FA, VPN encryption, and Visa Zero Liability

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Compatible with payroll and direct deposit systems

Earn While You Spend

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Earn cashback every time you spend at top brands—with no extra steps or hidden fees. Shop smart, and keep more of what you spend.

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  • Sephora logo
  • Ticketmaster logo
  • Harry Rosen logo
  • Michael Kors logo

XEPPT makes it easy to earn while you shop. Get cashback on online purchases with up to 2,000 top Canadian brands, including Sephora, Ticketmaster, Harry Rosen, and Michael Kors. Just use your Wallet or XEPPT Card and watch the savings roll in.

Discover Cashback

A Wallet That Fits Your Life

No matter how you spend, XEPPT keeps your money moving.

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For Shoppers

Save more while you shop, online and off.

See how XEPPT helps you save
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For Gamers

Top up your balance, control your spending, and access global platforms.

Level up your gaming wallet
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For Travelers

Travel light with global spending, low FX fees, and multi-currency tools.

Make travel spending effortless
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Keep Your Momentum Going

Momentum is XEPPT’s automatic rewards program that turns your daily spending into exclusive benefits. Every time you use your Wallet or Visa Card, you earn points that help you level up, from Silver to Gold to Platinum.

As your tier rises, so do your perks, including lower fees and smarter financial tools. There’s nothing to activate and no forms to fill. Just spend as you normally would, and Momentum takes care of the rest.

Explore Momentum

We’re building even more tools to help you do more with your money.

  • Multi-Currency Account

    Hold and spend 37 currencies from one wallet, with no hidden fees and no confusion.

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  • Global Money Transfers

    Send and receive funds to over 180 countries faster and cheaper than banks.

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  • Payment Tracking

    Follow every transaction in real time, from local payments to international SWIFT transfers.

    Learn More
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Your Wallet. Your World. Your XEPPT.

Get the power of a digital wallet, the reach of a Visa card, and automatic cashback rewards at your favorite stores. Only with XEPPT.

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