Unlock a Life of Financial Freedom

With the New Way to Pay

XEPPT is Canada’s ultimate reloadable prepaid Visa card. Instantly and securely access your money anywhere in the world, in any currency, with lower fees. Enjoy the freedom to pay your way, and never worry about not having cash or forgetting your credit card again.

Join the XEPPT Card waitlist now to secure your $50 credit^† upon card activation.

XEPPT Reloadable Prepaid Visa Card Features

Our card was designed with your freedom in mind. From security to flexibility, low fees, and global spending, the XEPPT reloadable prepaid Visa card allows you to spend and move money anywhere at any time, empowering you to get the most out of every experience.

Additional card benefits and features include:

Accepted All Over the World

Access and spend your money wherever your travels take you
Spend your money however you want in any currency
Payment tracking for both local and cross-border spending

A Secure and Safe Way to Pay

Your money is safe and sound with our advanced security and privacy measures, including VPN (virtual private network) and 2FA (two-factor authentication), to protect transactions.
No unauthorized transactions

Get Started Quickly and Easily

Start right away, with no credit check required
Reload funds easily online with Interac e-Transfer^®, Visa, and debit

Flexible Spending, Your Way

Pay your way with both virtual and physical card options
Using your XEPPT card won’t affect your credit score or credit history

Lady on smart phone looking up to the sky

Real-time access to your digital wallet and accounts

Receive payments from all over the world

Credit financing options

Connect with your employer's payroll

Receive payments through e-transfer, direct deposit, or QR code processing

Lending programs (available soon)

“This card is a lifesaver! I use it for all my daily expenses, and it’s been super reliable. The reload options are so flexible too. Highly recommend!”

Caitlyn King

Head of Design, Layers
“This card is a lifesaver! I use it for all my daily expenses, and it’s been super reliable. The reload options are so flexible too. Highly recommend!”

Caitlyn King

Head of Design, Layers

What you’ll get from XEPPT that you may not get from your current card

Lower Fees

Cash-back rewards

No credit check required

Load and reload it online, rather than using credit only

Superior 24/7 customer support

No annual fee

Multi-currency spending

FAQs

How is XEPPT different from other prepaid cards?

XEPPT is a reloadable prepaid Visa card that you can order from us and use anywhere Visa is accepted. You can load and reload it online and start using it right away at both retail and online e-commerce merchants. Visit XEPPT.com now to get started!

Is XEPPT the same as a bank account with a debit card?

No, XEPPT is a reloadable Prepaid Visa Card and Digital Wallet that is independent of your bank account. You can store money on it but will not earn interest. You cannot connect your bank account to your XEPPT card; however, with the Direct Deposit Tracking functionality, you will have the ability to monitor and manage direct deposits going into accounts, initiate e-transfers/EFTs from external Financial Institutions to post directly to your XEPPT card, and – effectively seeing all of your transactions.

How can I get my XEPPT Prepaid Card?

To get your XEPPT Prepaid Card, follow these simple steps:

Join the waitlist: Sign up for the waitlist, and once the XEPPT Prepaid Card becomes available, we’ll send you an email with registration instructions.
Complete your registration: Follow the instructions in the email to complete a quick and easy registration process.
Receive your card: Once registered, your XEPPT Prepaid Card will be mailed to you within a week.
Activate your card: Log in to your XEPPT portal to activate your card and start using it.

Enjoy the XEPPT Prepaid Card and experience an XEPPTional way to manage your spending!

How do I safely use my XEPPT Card to shop online?

Get started by signing up for an XEPPT account and adding your card. Name, postal address, telephone number, and email address are just some of the pieces of information we'll need from you. This safeguards your account from fraudulent online activities (something no one desires). The Zero Liability safeguards of the card network will protect you against fraudulent charges and losses. If you don't register your card ahead of time, it will be impossible for a mail or phone order business to verify your identification. Even if there is adequate money on your card, the sale might be declined without this verification.

Secure Payments, Peace of Mind

Your transactions are encrypted and private.

Extra protection with two-factor authentication.

Only you can access your funds.

Join the waitlist

Lady sitting at table smiles while looking down at her smartphone

Reliable User Support

The XEPPT card was designed to help Canadians manage their money without all the hassle. We proudly offer 24-hour, 365-day customer support for consumers by phone, text, email, and chat. No matter your question or concern, our support agents are always here to answer your questions and provide next-level support.

The XEPPT Customer Support team can help you with everything from:

Card charges
Delivery concerns
Deposits
Accounting
Financing
Security
And more!