After picking your store, just click Activate in the extension window and continue shopping as you normally would. Be sure to review the offer details for any exclusions or conditions. Once your purchase is complete, your cashback will appear in your XEPPT account on the cashback dashboard. Then, all you need to do is wait for it to be confirmed — once it's credited, you'll be able to withdraw it.

Activate cashback on chosen store

Click the button below to find our extension on the Chrome Web Store. Installation is quick and free, and you can remove the extension at any time.

Add the XEPPT extension to Chrome or Microsoft Edge

Pin the XEPPT Wallet to your browser to keep it visible — so you can access it instantly and activate cashback in one click. While the extension can still work in the background, pinning it ensures you never miss a deal and makes it easier to activate cashback whenever you shop.

Pin XEPPT Wallet extension to your browser toolbar

When you search for something on Google, XEPPT Wallet extension will automatically notify you if a retailer offers cashback. If the store you're viewing doesn't offer cashback, XEPPT will help you find the same product at other stores that do — so you never miss a chance to save.

Start shopping like you always do

Connect your XEPPT account to receive and withdraw your rewards effortlessly. Your XEPPT profile's dashboard lets you easily track every purchase, view the cashback earned on each transaction, and monitor cashback status in real time.

Sign in to your XEPPT account

How to start earning cashback with XEPPT — step by step

Frequently Asked Questions

Enjoy automatic cashback, exclusive coupons, and full visibility into your rewards — all seamlessly integrated into your shopping experience.

Your cashback companion, right in your browser

Choose from over 5,800 online stores

Once your cashback is in your XEPPT wallet, you can transfer it to your linked bank account, or load it onto your XEPPT prepaid card for everyday use. Want to share it with someone? Easily send it to your XEPPT or Interac contact. Whether you're saving, spending, or sharing — you've got options.

Need your cashback elsewhere? It's all up to you

You can track your cashback status on the My cashback page in your XEPPT profile. Once confirmed, it becomes available for withdrawal. This page provides up-to-date stats on your earned, pending, and withdrawn cashback, and lets you easily review each cashback earned and every amount withdrawn.

Wait for your cashback to be confirmed

Once your cashback is confirmed, you can withdraw it to your XEPPT wallet in just a few clicks. There's no need to reach a high balance—withdrawals start from $5. Plus, there are no fees, so you keep every dollar earned. You can use your cashback for future purchases or keep it in your wallet for when you need it.

Easily withdraw earned cashback to your XEPPT wallet

Receive part of your purchase amount back after the pending period

Get your cashback

Browse and pick from over 5800 online shops available through the XEPPT extension

Choose an online store

Complete your purchase just like you normally would, but with the extension activated

Shop as usual

How shopping with cashback works

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Send, receive, and manage funds on your terms — with XEPPT's smart tools and secure platform

Smart tools to send, receive, and manage your money — all in one secure, flexible platform.

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If you don't earn enough points to maintain your current level after the grace period, you'll be moved down to the tier that matches your recent activity. But don't worry — once you earn enough points again, you'll automatically return to your previous level or even unlock the next one.

Maintain your level or move up

Once you reach a new level, you'll keep your benefits for a full 30-day period — even if your points dip temporarily. Life happens, and we get that. That's why we offer a grace period, so you can continue enjoying your rewards without interruption. Your profile level for the next period will be based on the total points you earned in the previous month.

Support when your points drop

As you earn more points, you'll automatically unlock the highest level of rewards you qualify for — no action needed. For example, if you're at Silver level and earn enough points to reach Gold, your profile will be upgraded instantly, giving you access to even more exclusive benefits.

Unlock greater benefits as you earn points

The Momentum loyalty program rewards you with points on every purchase made through your wallet or card. As you level up your profile, unlock reduced transaction fees and enjoy more value from your everyday financial routine.

Turn everyday spending into exclusive rewards with XEPPT Momentum

Each level in the Momentum program unlocks better rewards and lower fees

Unlock your first tier of reduced transaction costs

Gold

Enjoy premium benefits with maximum savings

Platinum

Silver

Momentum Profile Levels

Send an invite email to your friend using their contact information. Once they register through the link in the email and complete identity verification, you'll earn

Invite via email

Send money to an external user's "future" XEPPT wallet. Once they register with the same email and complete identity verification, they'll receive the money, and you'll earn

Invite by sending money

Share your unique invite link with friends. Each time a friend registers for a XEPPT wallet through your link and completes identity verification, you'll earn

Share your invite link

Share XEPPT, earn points — any way you like

Ready to get rewarded?

Join the waitlist and let your everyday payments work for you

Profile levels are tiers you reach based on the number of points you earn. As you use XEPPT more, you'll progress from Silver to Gold, and ultimately to Platinum. Each level brings new perks — like lower transaction fees and enhanced benefits. The more active you are, the faster you move up, and the greater your rewards become.

What are profile levels?

Points are your gateway to unlocking exclusive benefits with the XEPPT Momentum loyalty program. Every time you make a transaction using XEPPT — whether through the app or with your XEPPT card — you earn points. The more points you collect, the closer you get to leveling up your profile and accessing better rewards.

What are points?

The Momentum system: points and profile levels explained

Collect points with your regular transactions through XEPPT. The more transactions you make and the higher their value, the more points you'll earn.

Collect points

The higher your profile level, the lower the fees you'll pay on transactions through XEPPT for the entire month after upgrading your profile.

Get rewards

By accumulating a specific number of points, you can instantly level up your profile — progressing from Silver to Gold, and then to Platinum.

Upgrade your profile

How it works

Stay connected to your money on the go. Use the XEPPT app to monitor your balance, track spending, manage your Visa cards, and receive real-time updates — all in one fast, secure, and easy-to-use app.

Get real-time control with the XEPPT mobile app

Order your first XEPPT card for free in under a minute, activate it online in a few clicks, load your card balance with no fees, and use it whenever you need.

Easy to order and use

Stay protected with 3D Secure and advanced features like instant card freezing and real-time notifications about every transaction. XEPPT gives you full control and peace of mind with every payment.

A secure and safe way to pay

Pay securely online and in-store, anywhere in the world. Perfect for travel, subscriptions, ads, and everyday business spending.

Accepted all over the world

Smarter spending starts with the XEPPT prepaid card

Receive money via XEPPT

Request money via XEPPT

Send money via XEPPT

Send money instantly — to XEPPT users or external recipients for their future wallet — with zero fees.

Send money via XEPPT for free

XEPPT keeps transaction costs minimal, so you keep more of your money. No inflated charges — just fair, competitive pricing on everything you do.

Low fees that work in your favor

With our Momentum loyalty program, every transaction earns you points — and as you accumulate points, your profile level rises, unlocking lower fees. Simple as that.

Momentum: loyalty that lowers your costs

Clarity comes first: no monthly charges, no confusion. You only pay for what you use — with every fee clearly shown before you confirm a transaction. Fair and transparent, just as it should be.

Transparent pricing. No hidden fees

Low fees. Big difference.

Manage your money with ease using XEPPT — our finance service that lets you send and receive payments, pay bills, request funds, and access global spending through our prepaid card. Enjoy advanced security, cashback rewards, and a loyalty program

Unlock a life of financial freedom

Order your reloadable XEPPT card and use it anywhere Visa is accepted—online or in-store. Load it through XEPPT, and enjoy secure access to your money worldwide.

Order your XEPPT prepaid card

Protect your funds with advanced encryption, enable two-factor authentication, and receive real-time alerts for every transaction. Get 24/7 support whenever you need it.

Keep your money safe

Send and request money from your XEPPT or Interac contacts, withdraw funds to linked bank accounts, and load your balance from linked bank accounts or cards — all in one place.

Send, request, and receive money

What can you do with your XEPPT account

XEPPT protects your data and transactions with industry-leading security features—so you can manage your finances with confidence

Your data is encrypted at every stage, ensuring only you and your intended recipient can access it.

End-to-end encryption

Continuous monitoring to detect and stop threats before they impact you.

Real-time monitoring

Our team is available around the clock to assist with security issues and keep your account safe.

24/7 support team

Suspicious activity? We act fast to lock down your account and protect your assets.

Account suspension protocols

Adds an extra layer of protection to keep your account secure, even if your password is compromised.

Two-factor authentication

Your security is our priority

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Easily manage all notification types and delivery channels the way you prefer.

You decide when and how we reach out

Change your password, set up 2-step verification, and manage your security preferences anytime.

Advanced tools to keep your account safe

Protect and personalize your experience

At XEPPT, we're committed to protecting your personal data and giving you clear, simple choices about how it's used. Transparency, control, and trust are at the core of everything we do.

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Go global with XEPPT — send, exchange, and hold money your way

XEPPT ensures low fees on every transaction, and you can reduce them even further through our Momentum loyalty program. Use your wallet, invite friends, earn points, and enjoy smarter, more rewarding global payments.

Make the most of your multi-currency wallet

Add wallets in your preferred currencies directly from your dashboard, or start sending and receiving money right away — XEPPT will create a new wallet automatically when you use a currency you don't yet have.

Easily pay and get paid in any currency

Create your personal or business XEPPT account and complete a quick KYC verification with your ID and a selfie. Once verified, your default CAD wallet will be ready, along with full access to XEPPT's global payment and currency tools.

Sign up and verify your identity

Get started with your global wallet

Send, receive, and manage multiple currencies with ease. Perfect for international transactions, travel, and global business.

Coming soon

All your currencies.

One smart

Manage your currencies anytime, anywhere with the XEPPT mobile app. Send, receive, and exchange funds in multiple currencies, track your balances in real time, and stay in full control of your global wallet—right from your phone.

Manage your currencies on the go

Check exchange rates, fees, and the final amount for any potential transaction at a glance—fully transparent and easy to plan.

Calculate your currency conversions

Convert funds between your XEPPT wallets at real mid-market rates and with no hidden fees. Keep full control of your global funds with fair exchange.

Easily exchange between wallets

Send money to over 180 countries around the globe in 36 currencies, with transparent fees and real mid-market rates. XEPPT automatically creates wallets for every currency you use — giving you total flexibility and control.

Send and receive money worldwide

Analyze rate trends for any currency pair with XEPPT. Explore real-time mid-market rates, track historical changes, gain valuable insights, and spot the best moment to transfer your funds.

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